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One common comment to us these days from home owners that are behind mortgage payments is that they are in the process of negotiating a deferment of payments. What most don’t seem to understand is that this approach means that […]

During these trying times we have been able to help unemployed home owners stay in their homes without the fear of losing their homes. With creative deal structuring many families can focus on finding work without the dark cloud over […]

The COVID19 pandemic has left many with very little. It has tested our health, our mind, our family and community ties and our financial stability. It has also provided time to reflect on our lives and ourselves. We have been […]

This morning I heard a story that stayed with me, especially during these challenging times: sometimes, when life gives us a pile of manure to deal with we understand it as a bad thing. What we seem to miss more […]

It is pointless to touch base on the consequences that this pandemic is going to have in all aspects of our lives, other than recommending for you and your family to observe the current official guidelines for personal hygiene, social […]

We hear more often than not from the owners at risk of losing their homes that are going to file for bankruptcy. More often than not as well they provide this information with the same light approach as telling someone […]

This is probably going to be one of the shortest blog entries… Some of the home owners that we have worked for ask if we can lend them the cash necessary to catch up on their late payments and avoid […]

Five months ago we met with John (name changed to protect the innocent). He was scheduled for the foreclosure auction sale 2 months later. He was interested in our services, which included for him and his family to live in […]

A few weeks ago we were helping a customer negotiate with their bank to get their loan restructured. As the computer was taking its time to process some information, the loan officer started doing small chat to kill time. And […]